CALL US (855) 335-8484

4601 DTC Blvd, Suite 150
Denver, CO 80237

(303) 796-1226

(303) 817-1885

(855) 204-6099

NMLS employee number: 681707

NMLS corporate number: 1137507


About me

Zephra G. Clement - I can help you!

Free Consultation

I have over 10 years of mortgage experience and have helped many families and individuals to reach their financial goals through homeownership.


My goal is to educate homeowners, and those who want to become homeowners, about the mortgage loan process and the financing options available. When you work with me, you receive thorough, knowledgeable, professional and efficient customer service.


Because Home Mortgage Alliance, LLC is a Colorado-based lender whose sole business is mortgages, I’m able to offer borrowers a comprehensive selection of home financing programs. Some of these include conventional, FHA*, low down payment and down payment assistance programs, jumbo, VA, USDA, renovation loans, as well as builder lock loans for clients purchasing a newly constructed home.


I am a Colorado native and earned degrees in Fisheries Biology and Chemistry from Colorado State University. I am the lucky wife of a great husband, and the mother of two terrific young men, ages 11 and 13. We also have a wonderful dog, Aspen. My favorite activities include camping, hiking, gardening, traveling, concerts and R&R on my down time - especially watching Colorado sunsets. 


As a Mortgage Loan Originator licensed in Colorado, I can help you reach your homeownership goals throughout the state. Whether you are buying, selling, refinancing or building a primary residence, investment property or vacation home I have the expertise and knowledge to help find the perfect loan for you!




Licensing Information  -  Home Mortgage Alliance, LLC Licensing Disclosure

Home Mortgage Alliance, LLC is an approved FHA lender and sponsored agent of VA loans. NMLS# 1137507 ( Home Mortgage Alliance, LLC offers many loan products. Contact a Home Mortgage Alliance, LLC Representative to learn more. This is not a commitment to lend. Stearns Lending, LLC is an affiliate of Home Mortgage Alliance. NMLS# 1854.©2017 Home Mortgage Alliance, LLC. All Rights Reserved.